Deposit 74 rupees daily in this scheme, you will get 27000 rupees every month with a lump sum of 61.59 lakhs.

Deposit 74 rupees daily in this scheme, you will get 27000 rupees every month with a lump sum of 61.59 lakhs.

Savings and right investment are a means of safe living for the common middle class. Among the many options for retirement, the government-initiated National Pension System is a great option for those who want to adopt a different option from the traditional way of investment. Such people can start saving in NPS with very small amount and can also earn big profits over time.

In this government scheme, you will get pension every month after retirement. Also, you can take 60 percent of the total amount as a lump sum. Under this scheme, if you save 74 rupees daily, then at the age of 60 years, you can create a fund of 1 crore rupees.

Such a fund will become 1 crore rupees

Monthly Investment in NPS - Rs 2220
Total
Contribution in 40 Years - Rs 10.65 Lakh Estimated Return on Investment -
Total Amount on 9% Maturity - Rs 1.02 Crore
Total Tax Saving - Rs 3.21 Lakh

60 percent can withdraw money

In the National Pension System, you cannot withdraw the entire money in one go, but you can withdraw only 60 percent of it. That is, you can withdraw 61.59 lakh rupees from a fund of 1 crore rupees. The remaining 40 percent will have to be put in the annuity plan, so that you get pension every month.

After investing Rs 41 lakh in annuity plan, after the age of 60, you will get more than Rs 27,000 as pension every month.

How to open e-NPS account like this

One can log on to the official website of any bank to open an NPS account. Click on the New Registration link on the online Subscriber Registration page. Enter your virtual ID number and get the OTP on the registered number. Generate an acceptance number and fill in personal information. After filling the information, obtain the PRAN number and log in.

Explain that the National Pension System was started in January 2004 for government employees. It was opened to all categories of people in 2009. Any person can contribute regularly to the pension account during his working life.


CRISIL Report: Private hospitals will earn heavily even after Corona, rooms will remain full

CRISIL Report: Private hospitals will earn heavily even after Corona, rooms will remain full

The demand for rooms in private hospitals has been very high amid the increase in cases of covid-19 infection. Rating agency Crisil said on Tuesday that due to the increase in infection cases, the income of private hospitals will increase by 15 to 17 percent in the current financial year, which is slightly higher than 2020-21.

Crisil said in the statement that due to increase in income, the operating margin of such hospitals is also expected to increase by 1-2 percent to 13-14 percent. Despite this, the margin will remain below 2020-21. The reason for this is that the proportion of treatment for Kovid-19 in hospitals was high during this period, while the profit in it is relatively low.

Rooms filled up to 75 percent

Manish Gupta, Senior Director, Crisil Ratings said, "The first quarter of the current financial year will be better on a year-on-year basis due to the second wave of the pandemic in April. During this, 75 percent of the rooms in the hospitals were filled with patients. This is almost double on an annual basis. The main reason for this is the increase in the number of patients admitted to the hospital for the treatment of Kovid-19.

Rooms will remain full even after Corona

Gupta said that suppressed demand for non-Covid treatment will emerge after the second wave weakens in the second quarter. He said that in the current financial year, 65 to 70 percent of the rooms in the hospitals will be filled. This will increase the income of private hospitals. Last year, an average of 58 per cent rooms were full. In fact, in the second web of Corona, there was a sudden increase in the hospitals. There was panic in many hospitals due to many problems including oxygen and non-availability of beds. However, the matter was gradually brought under control. But it is believed that due to the symptoms of post covid and other diseases, the condition of the hospitals is going to be more or less the same. In fact, there has been a sharp increase in the number of private hospitals in the country in the last few years, but even after this, due to the sudden increase in the demand of hospitals due to Corona, such an environment has been created. Experts believe that still a large section of the country turns to private hospitals for treatment.


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