Teach children the tricks of investment from 'Paisa ki Pathshala', know why it is needed in Arthayug

Teach children the tricks of investment from 'Paisa ki Pathshala', know why it is needed in Arthayug

Generally, when children grow up and earn a name, then often we say that the feet of the put were visible in the cradle itself, that is, the child must have been the top in studies or sports since childhood, but it is not so in the case of investment. Whenever we read about a big or successful investor, usually we have no idea what their childhood was like.

But if we look closely, we will find that the parents of the children of the cradle we talk about, generally contribute a lot in nurturing the talent of those children. We can say that in easy language that only the values ​​given by parents and guru prove to be helpful for that child to go ahead on the path of success.

The behavior of our society has changed a lot in the last 25 years with the liberalization of the Indian economy. Many of those changes went unnoticed and did not know when they became an important part of our lives. These 25 years saw a lot of change in the thought process of one generation which would affect the lives of the generations to come.

One of these major changes came in the form of spending of the society, their living style and their lifestyle. Apart from festivals and weddings, Indians usually think a lot while spending as well as while investing are also very old ideas and keep their traditional thinking. There has been a change in the spending pattern in the last 25 years. Things which were considered as luxuries earlier, they became necessity overnight. In the last 15-16 years, there was a huge increase in the salary of the people, due to which the competition started among the people to spend more. Interest rates fell sharply. Loans began to be available in the markets for almost everything from homes and vehicles to travel tickets. Now clothes are also available on EMI.

The thought of “Buy now and pay later” is running very fast in the minds of the young generation. High salaries and low interest rates have exacerbated this trend. People have become accustomed to leading a glitzy life.

Although these changes were taking place in respect of expenditure, there was no such major change in terms of investment or savings.

In the last 18 months, many people have lost their jobs or there has been a huge cut in income and now the biggest fear is that due to rapid digitization, it will be almost impossible for people to work in private institutions till the age of 58 or 60 And even if sufficient amount of money is not available due to non-availability of pension in government institutions, then life after retirement can be a struggle. Sufficient money can be available only when people inculcate the habit of investing at the earliest and therefore it is very necessary that the children are inculcated in investing habits in their teenage years so that they can understand the best use of hard earned money. I wish there was such a school where these children were imparted the rites of investment.  

Although it is not very difficult. Initially it is very important to tell them that to become a good investor a lot of patience, discipline is required. Knowing compound interest is not only useful for examination but it also contributes a lot in investment life. The sooner you start investing, the more chances you have of becoming a big investor. Renowned investor Warren Buffett started investing at the age of just 11 and today he is one of the richest people in the world. I am trying to make children financially literate through 'Paisa ki Pathshala' with educational institutions at my level, but this mountain-like work is not a matter of solitude. Financial literacy should be done in easy language for children after 12th by those persons who are active in investment world so that they can get practical knowledge and not bookish knowledge.

Then when some of these children become big investors in the future, people can say that the feet of Poot were visible in the cradle!

(with language input)


Every Panchayat will become a Divyang Ambassador, will provide facilities

Every Panchayat will become a Divyang Ambassador, will provide facilities

On Friday, World Divyang Day was celebrated with solemnity in Vikas Bhawan auditorium. Sadar MLA Vikram Singh and former minister Amarjit Singh Jan Sevak jointly started the program by cutting the ribbon of the ramp built in Vikas Bhawan. During this it was decided that every village panchayat would be made a Divyang Ambassador, who would provide benefits of every scheme to the differently-abled of his panchayat, for which the handicapped is eligible.

The Sadar MLA said that the Prime Minister of the country has taken the handicapped out of the inferiority complex by giving the word Divyang in place of handicapped. The former minister said, the meetings of Divyang Bandhu have given convenience to the differently-abled. These meetings have facilitated the resolution of problems. DM Apoorva Dubey said that we should behave well towards Divyangjan and cooperate in getting them special opportunities. He talked about making ramps for the handicapped in all government offices, banks and ATMs easy and hassle-free. He talked about giving special facilities to the Divyangjans in the general elections of the Legislative Assembly. District Divyangjan Empowerment Officer Pragati Mishra enumerated the schemes run for the welfare of Divyangjans. On this occasion, 50 Divyangjans were given tricycles, five Divyangjans were given pension acceptance certificates. On this occasion CDO Satya Prakash, Deputy District Magistrate Sadar,

(with language input)