Summer 2024 visitors to the US are advised by Visitor Guard that their medical coverage for pre-existing diseases would be curtailed

Before leaving for their US adventure, summer tourists from India are advised by Visitor Guard®, a top supplier of travel insurance for foreign visitors to the US, to thoroughly evaluate their medical coverage, especially with respect to pre-existing diseases.

There may be less coverage for pre-existing conditions provided by visitor insurance policies going forward, according to recent industry trends. The majority of travel insurance policies only cover non-chronic pre-existing conditions at the time of the acute onset. This might expose Indian tourists, particularly older individuals, to large financial risks in the event of a medical emergency brought on by a chronic pre-existing ailment while they are visiting the US.

According to Visitor Guard® creator Chiranth Nataraj, “traveling to the US is a dream for many Indian parents, and unforeseen medical situations can quickly turn that dream into a nightmare.” “Our organization is dedicated to providing guests with financial security in the event of an unforeseen medical emergency. But we are really worried about the possibility that certain travel insurance companies will stop covering pre-existing diseases.”

Any medical issue you have been diagnosed with or treated for prior to obtaining travel insurance is considered a pre-existing condition. Asthma, allergies, diabetes, and high blood pressure are a few typical examples. Pre-existing conditions are not covered by visitor insurance policies. Up to a certain age, some policies could, nonetheless, provide restricted coverage for the sudden emergence of pre-existing diseases.

In the US, medical treatment may be very costly. The cost of doctor appointments, prescription drugs, and hospital stays may mount up even for a minor medical condition. For foreign travelers, comprehensive visitor insurance may provide vital financial protection and relieve the worry and pressure of unforeseen medical costs.
The following actions are recommended by Visitor Guard® for Indian visitors visiting the US to make sure they have sufficient medical coverage:. Before acquiring the strategy, carefully go over its specifics. Understand the extent of coverage offered and pay particular attention to the section on the acute onset of pre-existing conditions.

One of the plans that covers pre-existing diseases for medical visits or prescription refills up to 70 years of age and older is Visitor Protect, if you are thinking about purchasing a plan from us. Only the acute onset of pre-existing conditions is covered by other plans, such as Safe Travels USA Comprehensive, Patriot America, Atlas America, Safe Travels USA, and others. However, it is advised to check the brochure since each plan has a different definition for both acute onset of pre-existing conditions and pre-existing conditions.

Speak with a travel insurance expert who can assist you in identifying the best plan for your requirements if you have any questions about any element of travel insurance coverage, particularly with relation to pre-existing diseases.

“At Visitor Guard®, we understand the importance of comprehensive medical coverage, especially for Indian seniors with pre-existing conditions,” says Mr. Nataraj. “We remain committed to offering a wide range of visitor insurance plans designed to provide peace of mind and financial protection for all international visitors to the US, regardless of their medical history.”
Concerning Visitor Guard®

One of the top companies offering travel insurance to foreign travelers to the US is Visitor Guard®. We provide a choice of all-inclusive travel insurance policies that are intended to shield travelers against unforeseen circumstances such as medical crises, medical evacuations, repatriations, trip disruptions, and delays.
Pallavi Sadekar, Head of Operations, may be reached at (804) 325-1385 or by email at [email protected].