Market Linked Debentures (MLDs) Are Offered For The First Time By InCred Money To Retail Investors: Study More

The financial platform InCred Money stated on Wednesday that it has begun offering Market-Linked Debentures (MLDs) to retail investors, which were previously only available to huge institutions and very wealthy people because of the high-ticket prices.

The InCred Nifty Balanced MLD, issued by InCred Financial Services Ltd. and due in August 2025, is rated A+ and provides 100% principal protection at maturity.

At maturity (August 31, 2025), the returns must be at least 14% higher than the benchmark Nifty 50 Index, which measures the performance of the stock market.

 

InCred Money claims that the MLD provides upside participation in the Nifty 50 Index, which has the potential to result in a total return of 30% at maturity.

 

Bhupinder Singh, the founder and CEO of InCred, has this to say about the product: “This product enables investors to participate in the Indian equity growth story, with principal protection and a minimum guaranteed return.”

 

The CEO of InCred Money, Vijay Kuppa, continues, “Today’s investors are seeking alternatives to traditional investment products. They need solutions that promote both stability and expansion. On our platform, market-linked returns (MLDs) fill the gap between fixed-income returns and MLDs.

 

Additionally, according to Kuppa, “We are offering the feature of ‘Anytime Liquidity’ on the InCred Money platform” to address the issue of illiquid secondary markets for debt instruments. This move “offers our investors flexibility and convenience when managing their investments.”

 

Following the successful debut of its corporate bond offering in June 2023, InCred Money has now released a second product. By providing consumers with access to alternative investment alternatives beginning at Rs. 1 lakh, InCred seeks to empower retail and wealthy investors seeking higher risk-adjusted returns.

 

Key Features Summing Up

 

• InCred Financial Services Ltd. is the company that publishes the InCred Nifty Balanced MLD.

 

• The maturity date of the MLD is August 31, 2025.

 

• A 2% liquidation fee will be charged to users of the “Anytime Liquidity” function.

 

• The CARE PP-MLD A+ and stable rating for the InCred Nifty Balanced MLD.

 

• One lakh rupees is the required minimum investment in the MLD.

 

• The underlying benchmark is 1.0 times the returns of the Nifty 50 Index.

 

• The repayment of the principle will take place at maturity, and returns are predicted to range between 14 and 30%.