Trending: This Woman’s Terrifying Account of Narrowly Avoiding A UPI Scam

It’s critical to be on the lookout for cybercrimes in the modern digital world, when convenience often carries hazards. Cybercriminals often target those who use digital platforms for financial transactions. One of the channels where fraud is increasing is the Unified Payments Interface (UPI), a digital payment network that allows for real-time, cashless transactions using mobile devices. A single mistake might result in the loss of all your money, from phishing schemes to fraudulent UPI addresses. In a same spirit, a lady recently used UPI to narrowly avoid falling victim to a fraud and spoke about her experience on X (previously Twitter).

The lady described how a con guy previously attempted to defraud her over the phone by subtly requesting that she donate money to his Google Pay (Gpay) account in a series of X postings. “I get a call from a man claiming to have obtained my number from my father, who claims not to be on Gpay while I am. He stated he requested him to transfer the money to me instead of my dad since he had to give him some LIC money. Seemed legitimate enough, so I agreed,” the writer stated. The lady had no suspicions at first. Upon verifying the woman’s Gpay number, the guy told her that, while they were on the phone, he would be depositing Rs 25,000 into her account.

“I hear a notification on my phone just then. He said, “Did you get it, beta?” in Hindi. I beg him to wait so I can check, but as I pull the phone away from my ear, I hear him hurrying. The lady commented, “It’s an SMS,” and then sent a screenshot of the text message she had received. But instead of sending Rs 5000 to the woman’s account, the con artist sent her Rs 50,000 on purpose and demanded that she pay the remaining Rs 45,000 to his account. “My alarm has gone off when I see $50,000. I am aware of what is about to happen. I’ve finally caught up to him. I inform him that I only have text balances on Gpay.

The con artist did not add any money to the woman’s account, according to another screenshot. Rather, he just sent her a false message claiming that the money had been received. “I then tell him that I have a message on Gpay and not money,” the lady said, asking him to get in touch with her as soon as her father came back. The lady said, “This happened not long after I had tried to enter my Aadhar details on the EPFO website,” in her closing remarks.

This terrifying experience serves as a lesson to use caution while transacting online and to never provide personal information on any website.